CTAS (Cintas) Effective Interest Rate on Debt %: 3.67% (As of Feb. 2026)


CTAS Cintas Corp CTAS
94 GF Score
Price $170.08
GF Value $209.52
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Cintas Effective Interest Rate on Debt %?

Cintas CTAS +0.59% 94 Effective Interest Rate on Debt % is 3.67% as of Feb. 2026. GuruFocus rates CTAS with a GF Score™ of 94/100 and a GF Value™ of $209.52 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Cintas's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was $113 Mil. Cintas's average total debt for the quarter that ended in Feb. 2026 was $3,078 Mil. Therefore, Cintas's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 3.67%.


Cintas  (NAS:CTAS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Cintas Effective Interest Rate on Debt % Related Terms


Cintas Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Cintas's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cintas Effective Interest Rate on Debt % Chart

Cintas Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.62 3.13 3.95 3.78 3.80

Cintas Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.58 3.60 3.63 3.80 3.67

CTAS vs CPRT, ULS, GPN: Effective Interest Rate on Debt % Comparison

For the Specialty Business Services subindustry, Cintas's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cintas Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Cintas's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Cintas's Effective Interest Rate on Debt % falls into.


CTAS
94GF Score
Cintas Corp CTAS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Cintas Effective Interest Rate on Debt % Calculation

Cintas's annualized Effective Interest Rate on Debt % for the fiscal year that ended in May. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: May. 2024 )+Total Debt  (A: May. 2025 ))/ count )
=-1  *  -101.108/( (2668.08+2654.481)/ 2 )
=-1  *  -101.108/2661.2805
=3.80 %

where

Total Debt  (A: May. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2172.758 + 495.322
=2668.08

Total Debt  (A: May. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2603.737 + 50.744
=2654.481

Cintas's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -112.848/( (3237.065+2918.187)/ 2 )
=-1  *  -112.848/3077.626
=3.67 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2633.589 + 603.476
=3237.065

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2634.567 + 283.62
=2918.187

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.67% mean?
Cintas (CTAS) has a Effective Interest Rate on Debt % of 3.67% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cintas and its competitors.
Is Cintas' Effective Interest Rate on Debt % too high?
Cintas' current Effective Interest Rate on Debt % is 3.67%. Overall, Cintas has a GF Score™ of 94/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cintas' Effective Interest Rate on Debt % compare to CPRT and ULS?
Cintas' Effective Interest Rate on Debt % of 3.67% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cintas and its competitors. Cintas's current Effective Interest Rate on Debt % is 3.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cintas stock overvalued right now?
Based on GuruFocus' analysis, Cintas (CTAS) is currently considered Modestly Undervalued. The stock's GF Value™ is $209.52, compared to a current price of $170.08 — trading 18.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.67%. Cintas' overall GF Score™ is 94/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Cintas (CTAS), the current Effective Interest Rate on Debt % is 3.67% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cintas (CTAS) Overvalued in 2026?

Based on GuruFocus' analysis, Cintas stock appears to be undervalued. The current stock price of $170.08 is trading 18.8% below its estimated GF Value™ of $209.52. GuruFocus considers Cintas to be Modestly Undervalued.

Key valuation signals for CTAS:

  • Effective Interest Rate on Debt %: 3.67%
  • GF Value™: $209.52 vs. price of $170.08 (18.8% below fair value)
  • GF Score™: 94/100 with 1 warning sign

No single metric tells the full story. See the CTAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cintas Business Description

Address 6800 Cintas Boulevard, P.O. Box 625737, Cincinnati, OH, USA, 45262-5737
Cintas has roots dating back to 1929, when the Farmer family cleaned and resold dirty rags to manufacturing plants in Ohio. The firm has expanded its business organically and through acquisitions, and today Cintas acts as a one-stop outsourcing partner for businesses. Cintas will design, manufacture, collect, and clean every employee uniform for a small weekly sum, taking on the upfront capital expense itself. At the same stop, Cintas can also replace soiled or depleted mats, mops, trash liners, towels, first aid supplies, fire extinguishers, and cleaning products. Businesses value an outsourcing partner like Cintas as it simplifies operations and leaves noncore tasks with high regulatory standards in the hands of professionals.
94GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$170.08
Price
$209.52
GF Value